Invest through Learning!

 "Learning is not attained by chance, it must be sought for with enthusiasm and attended to with diligence" a quote from Abigail Adams. 

When you are opting to explore something new in your life. You need to gear-up with enough knowledge to guide you through your journey.

Investing is a very cautious thing, it requires deep understanding to its concepts. And you might need rightful information related to this topic. Reading books are one of the essential key for you to learn and understand more. There's a lot of Financial Literature books that are available out there, some are free and for sale. Most Influential Investor like Warren Buffet, Robert Kiyosaki, Donald Trump and Bo Sanchez are one of the best- selling authors who were able to share their wisdom through their books.

                                     As I was venturing my journey in this area, I read some of their books and I kept it as my collections and treasures.  I want to share some of those e-books to my Subscribers. If you are interested to receive it, kindly Subscribe and leave your comment here.

These are the list of those e-books I read when I was just starting to learn the world of investment.

1. My Maid Invest in the Stock Market and why you should too by Bo Sanchez

2. The Richest Man in Babylon by George Clason

3. Who Moved My Cheese by Dr. Spencer Johnson 

4.Start Over, Finish Rich by David Bach

5.The Science of Getting Rich by Wallace D. Wattles

6.The Millionaire Next Door by Thomas J. stanley

7.You were Born Rich by Bob Proctor

8. Secrets of Millionaire Mind by T. Harv Eker

9. Rich Dad Poor Dad by Robert Kiyosaki

10. Unfair Advantage by Robert Kiyosaki

Hope you'll be able to enjoy your learning curve through reading.
 You'll learn something new everyday if you pay attention.
 Happy Learning!
Happy Investing!

6 ways to start Fattening your Purse

 As I began my march towards financial literacy, I read this very inspiring classic Financial Ebook "The Richest Man in Babylon" by George S. Clason. This book hitted my financial subconcious.
Its hard at first to accept the reality that I was living wrongly with my financial habits and beliefs. I struggled to change but then its no possible. Through this book I learned ways on how will I fatten my purse. 

Sharing you 6 ways to start fattening your purse.

       The Cure for a Lean Purse 

 1. Start thy Purse to Fattening 

  How you'll be able to fatten your purse? Arkad, the richest man in Babylon said that you should "Pay Yourself First". He stated that " A part of I earn is mine to keep".  We all know that to save is, after we get our salary what's left is our allocation for savings. That's the common practice nowadays. Every payday, you should take first 10 percent and set aside as your savings. You'll do this before you pay anyone, This is the right formula, INCOME - SAVINGS = EXPENSES. You have to practice it and make a habit, at the end of the day you'll be surprise that its doable. You'll be able to build an emergency funds out of your savings. Start it now. Its never too late. The percentage for allocating your budget may vary depending on your preference. Example are 10 percent for tithes,  20 percent for savings and 70 percent for your living. It's up to you!

2. Control Thy Expenditures

  Preparing your Budget is a must and you should always be mindful. How will you control your expenditure? Identify your needs over wants. You should list all your expenses even at the very small details to track your money. Some of us complains our income is not enough but the mere problem is our lack of discipline. You should learn the art of delayed gratification. If you can't afford your "luho", let go. Don't compromise to get into debt, plan instead. Save!

3. Make Thy Gold Multiply for a Profitable Investment

       It means growing your money. Saving is not enough because as inflation rises your purchasing power thus. What you need to do is invest. Allow your money to begets another money. We need to learn where to grow it. There are many investment vehicle to venture into. We can start a small business or learn a high-return investment like stocks, mutual funds and UITF. We cannot depend merely with our physical strength. Time will come we'll grow old and need to rest. So we must prepare and build a profitable investments to provide our expenses and sustain our lifestyle.

 4. Guard Thy Treasure from Loss

   Nowadays, scams are like mushrooms, popped-out everywhere! People are very attracted to lure into quick-rich scheme. Their false hope earning an instant bucks blinds them to assess the ligetimacy of their investment. There's no such thing as building wealth overnight. If you want to become wealthy you'll take the right pace of accumulating assets that gain profit in due time. To avoid scams armored yourself with Financial Education. If you have enough knowledge in handling your finances, you can never be fool by any scammer. Guard thy treasure!

5. Insure a Future Income

      In life, we can never tell the future. We don't know our safety everyday, even our job security. We must learn to plan ahead, specially if we are the bread-winner. We should insure ourselves, to save us from any uncertainties. Knowing that we're going to leave our love ones who are not ready to take care of their finances. There are different kinds of insurance according to your needs. Examples are insurance for  Disability,  when you're not able to get back to work, Critical Illness Insurance, that can help you in your hospital billings and  Life Insurance, since death is inevitable, this can provide and leave a huge amount to our family from our unexpected loss. We don't wish any misfortune but we should always anticipate emergencies.

6. Increase thy ability to Earn

      Learning is a never ending process. We should not be complacent to where we are now. If we are making less, we need to improve ourselves and learn a new ways of earnings. We should upgrade our skills to complement the new trend of making money. It's not about just working hard but it's working smart.  We have  many opportunities to earn, we just need to challenge ourselves to step-out from our comfort zone!

  " Go thou forth and practice these truths that thou mayest prosper and grow wealthy!" words of encouragement from Arkad.

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